After Hitting 200 Million - Chapter 56

Bai Xiaocheng made a phone call and started to think.

Now the stall has been spread out, and half of the money has been invested.

The next funds have to find a way out.

Bai Xiaocheng’s original idea was to do business, invest money, and do a good job.

And now Bai Xiaocheng doesn’t think so anymore, he has to control his pace.

My steps have already been taken, and if I take too many steps at once, the risks are also great.

Although it is said to hire people with high salaries, as the chief designer, my ability is still limited, and good talents will not appear all at once.

If all the remaining money is deposited in the bank, it is also a bit of a loss, and the bank’s current interest is equivalent to the loss of the principal.

Bank interest rates are not as strong as the rise in prices these days.

This business, without a certain foundation, is not easy to make money.

Although now there are more than 30 employees.

The official Chen Bing father and daughter, the others have to wait for the end of the inspection.

The current stock market is not good, and Bai Xiaocheng doesn’t know how to buy stocks, but the wealth management products of securities companies are reliable, and there happens to be a well-known securities company Mr. Song, so Bai Xiaocheng has no reason not to invest.

This kind of basically risk-free trading still has to be involved.

CCB’s 50 million wealth management, the income is still low, that is half a year.

Bai Xiaocheng has his own house, it’s really a waste to live alone now.

This is a house I bought by myself, and this house is still good so far.

Bai Xiaocheng was lying on the bed, and it was actually not easy these days. If it goes on like this, I still can’t do it myself. With Chen Bing and Chen Da here, let them do more.

The development of a group depends on the strength of everyone.

If it is really done well, there is no difference between investing 100 million or 200 million.

If you do a good job and invest 10 million yuan, you can do great things. If you don’t do it well, even if you invest a few hundred million yuan, it is useless.

Well, Bai Xiaocheng decided to go to a securities company tomorrow, spend tens of millions, and do financial management for a year. Now it’s not about how much money you want to make, but about stability. Stability is the premise.

If I buy a house again, is it appropriate? The total is more than 200 million yuan. The house has already spent 75 million yuan, and the investment and financial management is 50 million yuan for half a year. Now the remaining funds are less than 100 million yuan.

The operation of the company still needs money, so Bai Xiaocheng needs to use it sparingly.

Going to the securities company tomorrow, Bai Xiaocheng doesn’t plan to let Chen Bing go with him, and Bai Xiaocheng doesn’t want to talk to Chen Bing about the twists and turns inside.

Now Bai Xiaocheng has nothing to say to Chen Bing.

Most of the money was exposed under Chen Bing’s eyes.

Bai Xiaocheng’s attitude towards Chen Bing also changed slightly.

Driving a luxury car and living in a good house will definitely attract the attention of countless people.

Early the next morning, Bai Xiaocheng came to the securities company.

President Song was very polite to Bai Xiaocheng’s arrival, and he also treated Bai Xiaocheng as a VIP.

Bai Xiaocheng could have looked for President Chen, and by using the ties of business, he could provide funds to enterprises with weak funds and obtain the maximum profit.

“Mr. Song, I came here today for two reasons. First, I want to see if your company has any good financial products. If the return is high, I plan to buy a financial product with more than 5 million yuan. I want the one with no risk. One, and I want you to help me find a better stock market expert, do you know such a candidate?” Bai Xiaocheng said straight to the point.

“Mr. Bai, okay, our securities company has two types of wealth management products, one is the fixed income product you asked for, which is generally a financing guarantee product for large companies, generally starting at 10 million, with a one-year term and two The current stock market is not doing well, and the highest return is currently 10%. There is also a stock-based wealth management fund that can be purchased and redeemed. The return is high and the risk is high, but the current market downturn is a good time to invest. , the return on investment may be more than 50%.” Mr. Song introduced, “As for the stock market experts, this is really hard to say, the stock market is risky, most people manage themselves, do well, and generally operate by themselves. , there are very few stocks that trade on behalf of clients. There are private equity funds, but they are more powerful, and the share is high. High profits are divided into 50-50, but the losses are all owned by the clients themselves. I’m too busy, and there are still big disputes.” Mr. Song explained.

“Mr. Song, if I invest 50 million, will I have a higher return? To tell you the truth, if this money is borrowed from the bank, the return will be at least 20%. However, I also know that the greater the return, the greater the risk.” Bai Xiaocheng said.

“50 million financial management!” Mr. Song also came to the spirit.

Securities companies sell wealth management products that are also profitable.

If there is no income securities company to sell what financial products.

The financing party not only has to pay the agreed fixed interest to the client of the securities company, but also a commission to the securities company of course. This commission is negotiated by the securities company and the financing customer. Flexible, not fixed.

Securities companies act as intermediaries, and this business has gradually become the main business of securities companies.

There are also many securities companies, and the commission has dropped from 10,005 to 1,000, and some even reached 10,000. It is becoming more and more difficult to make money. The era of huge profits relying on commissions has passed.

On the contrary, this kind of fixed-income financial management and fund-based financial management has become the key to profit-making.

Bai Xiaocheng feels that his entrepreneurial ability is still average~www.mtlnovel.com~ If you buy a house now, it may be a good choice, but if you buy this house and then sell it in the future, the cycle is long, and it is easy to buy a house, but difficult to sell. , the key is to spend a lot of miscellaneous fees, and, who is so painful to sell houses all day long.

Material and financial management

Although this investment income is not high, but 5000, the annual income is 5 million, if the brain is simple, there is 5 million zero per year, really don’t work anymore, spend 5 million a year, use it again what business?

Well, business still needs to be done, and money still has to be earned. One is the way to start a business, and the other is the way to steadily appreciate in value. The counter-evidence money lying in the bank is an absolute waste.

There are many securities companies in Beijiang.

Bai Xiaocheng can shop around and find a securities company that maximizes profits, but Bai Xiaocheng doesn’t want it anymore. Let’s be simple and direct. Since he has met the boss of a securities company, he will deal with it as a friend.

But friends are friends, and Bai Xiaocheng, who was born as a farmer, can also bargain.

Regulations are dead, people are alive, there are many investment products now, and brokerages are intermediaries.

In the end, Bai Xiaocheng still bought 50 million one-year financial management, repayment of principal and interest after one year, 11% fixed income.

This is not enough, Bai Xiaocheng also opened a stock account and scored 10 million.

President Song gave a commission of 10,000 yuan. As for the opening of margin financing and securities lending, Bai Xiaocheng did not open it.

Does Bai Xiaocheng want to invest in stocks by himself?

A fund of 10 million is considered a large household, but it is not a super large household.

Generally, only assets exceeding 100 million yuan can be regarded as major customers of securities companies.

However, Mr. Song can still provide Bai Xiaocheng with a separate room to speculate on stocks.

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