Gazing at the Rainbow - v2 Chapter 212

In the twelfth lunar month in the cold winter, the heaven and the earth are wrapped in silver, and the cold wind is killing.

 

When Lin Yao got on the bus returning home, her cell phone rang at the right time. She thought it was Ms. Wen, but it turned out to be Mr. Wen.

 

Lin Yao said with full anger: “Mr. Wen, hello!”

 

Mr. Wen smiled softly and said in greeting: “Hello, Kobayashi~, the Chinese New Year is coming soon, I wish you a happy new year in advance~!”

 

Lin Yao suddenly felt warmth in her heart. Although there is no cooperation anymore, Mr. Wen has not forgotten her!

 

“Thank you, Mr. Wen, and I wish you a happy new year and all the best!”

 

Mr. Wen tentatively said: “I am calling to ask you, what are your plans next?”

 

Lin Yao only treats him as an elder who cares about his own future, and does not think about him, “I have been looking for a new job some time ago, but now it’s the end of the year, it is difficult to find a job, it seems that I can only wait for next year to talk about it.”

 

“That’s it.” Mr. Wen smiled, “It just so happens, I need your help~.”

 

Lin Yao subconsciously sat down, “Please speak.”

 

……

 

Lin Yao carried a big bag, a small bag, and a big box in her hand. When she got home, Ms. Wen was cooking while Lao Lin was chopping wood in the yard.

 

“came back?”

 

Old Lin smiled, quickly put down the axe in his hand, and stepped forward to take the luggage from Lin Yao.

 

“Yao is back?” Ms. Wen called out from the small kitchen when she heard the movement: “Don’t be pestle there, come over and wash your hands quickly, ready to eat!”

 

Their family consists of three people, but they live in a large yard. There are three kitchens alone. They are a large kitchen for Chinese New Year, a modern new kitchen, and a small kitchen that is usually used.

 

said it’s a small kitchen, but it’s actually not small, about a dozen square meters in size. The innermost area is a wood stove, an old-fashioned red-painted cupboard, and a large refrigerator.

 

There is a small square table outside by the window. When there are no guests, the family eats here.

 

The atmosphere at the dinner table is a bit weird.

 

Ms. Wen looked at Lin Yao, her expression stopped, she struggled for a long time, and still asked the question hidden in her heart.

 

“Yuyu’s mother said that Yuyu’s 40-50 square meter house costs one million yuan. The money saved in the family in the past few years is not enough for him. She also finds a bank loan of seven hundred thousand yuan and a mortgage for 30 years. Give the bank more than 3,000 yuan a month!

 

Others are secretly saying that Yuyu has been like this all his life.

 

Yao, honestly, how much did your house cost? ”

 

More than 3,000 a month, even if you get stuck?

 

Lin Yao certainly does not agree, but in the eyes of many rural aunts, loans are almost equivalent to scourges!

 

Lin Yao regrets that she told Ms. Wen about buying a house too early. Even if she wants to say it, it should be after she has arranged everything properly!

 

The matter has come to an end, she continues to conceal that it is inappropriate!

 

Even if Ms. Wen doesn’t know now, she will soon know what the real estate prices in Hangzhou are. After all, the young people who go out to work have come back.

 

Lin Yao said calmly: “More than two million.”

 

“哐啷–”

 

Ms. 　　 Wen was so scared that she shook her hand and dropped the bowl on the table. She didn’t care to clean it, and asked with trembling lips: “A lot, how much? More than two million? Where did you get so much money?”

 

Lin Yao, like most of the migrant workers in this world, is based on the principle of reporting good news to the elders in the family and not reporting their worries. He will always take away the unpleasant things that he encounters outside, and only focus on the good news, such as promotion and promotion. Tell the family members like salary, so that the elders in the family can be happy.

 

Ms. 　　 Wen really thinks that her daughter has been living smoothly and has a carefree life!

 

Ms. 　　 Wen met people in the village and said that her daughter’s previous unit was very good, and the boss treated her very well. She was converted and paid for her after three months!

 

The latter unit is even better. The boss invited her to dinner alone, so she has a lot of face in the company!

 

Ms. 　　wen is very fortunate that although her daughter is a little stupid and a little bit awkward, she has very good luck. She made a big order in less than a year at the new company and was able to buy a house on her own!

 

The only regret is that there is no object yet. Of course, this is also normal.

 

In Ms. Wen’s mind, her daughter is still a child who has not grown up!

 

She heard that her daughters had fallen in love when she was in college, and she called Lin Yao specifically to warn Lin Yao not to fall in love during school.

 

As a result, she is a silly girl, not only did she not talk about it during school, but she didn’t know to talk about it after two years of graduation!

 

This is not a glorious thing!

 

In the eyes of many people, Lin Yao is no one wants anything like this.

 

Ms. 　　 Wen was in a hurry. She first went to find the goddess to calculate her marriage. She also went to Hangzhou to stay for ten days, but found that her daughter really had no object!

 

Ms. 　　 Wen has been worrying about Lin Yao’s marriage since then, and she hasn’t taken the matter of buying a house seriously at all!

 

Until later, she heard that Ningbo’s 40-50 square meter house would cost nearly one million, so how much Hangzhou’s 87 square meter house would cost?

 

A little girl who has graduated only two years ago, where did so much money come from?

 

If it is a commission, how big an order can I get so much commission?

 

Ms. 　　wen originally didn’t take the malicious speculations of others seriously, but the more she thought about it, the more she was afraid, and the more she thought about it, the more worried she became, whether her stupid girl would do something shameful like others said!

 

The atmosphere at the dinner table was almost stagnant, even Lao Lin, who had always been dull, put down his bowls and chopsticks and lit a cigarette.

 

When Ms. 　　 Wen saw this, there was another burst of flames. She stared at her and opened her mouth to curse, “Puffing, coughing at night will be endless, this will be smoking!”

 

Old Lin heard this and threw the smoke he had just smoked on the ground, and ran it with his foot to extinguish the sparks. He has listened to Ms. Wen’s orders for decades and has long been used to it!

 

Ms. Wen retracted her gaze, and when she looked at Lin Yao, her brows frowned again, and she said with dissatisfaction: “What are you looking at? You father and daughter, none of them makes me worry!”

 

Now that Lin Yao has decided to face up to the wind and rain, she will not shrink back, “I bought the house with a loan, with a down payment of more than 500,000 yuan, and a monthly mortgage of more than 6,000.”

 

bought with a loan?

 

More than 6,000 per month?

 

Isn’t that double that of Yuyu?

 

Ms. Wen twitched her forehead and her face was even more livid. She quivered with her lips shaking, “Then how many years have you taken the loan?”

 

Lin Yao didn’t change her face, and said lightly: “Thirty years.”

 

is another thirty years!

 

Ms. Wen stood up and shouted angrily: “You are not brave! How much do you have to pay, how dare you get a bank loan of more than 1 million to buy a house?

 

? That’s thirty years, how many thirty years are there in a person’s life? Did you know that you have been stuck by houses and banks in this life! ”

 

According to the concept of many older generations, it is very unlucky to owe money for the New Year, and it is unbearable!

 

And 30 years of mortgage, it is almost the same as selling yourself as a slave for 30 years…

 

In fact, many people call the working class who buy a house mortgage as house slaves.

 

Ms. Wen’s anxiety and rage were all within Lin Yao’s expectation.

 

She muttered, “Then let me tell you first, why should I buy a house.”

 

Because Lin Yao didn’t want to worry about her family, Lin Yao had never told Ms. Wen about her life in Hangzhou.

 

She didn’t say that she originally rented in the rural-urban fringe with a messy environment, how bad the law and order was in the place where she lived, and that the landlord suddenly wanted to increase her rent by 50% in the small two-bedroom house she later rented. Not to mention that after Li Shulan moved out, the new tenants regarded her as being taken advantage of.

 

If Ms. Wen knows this, according to her temper, there are only two possibilities. One is to worry about it all day, so worried that she can’t sleep; two, to go to Hangzhou every three to five, and make noise with those who dare to bully her girl.

 

In either case, Lin Yao didn’t want it.

 

After Lin Yao chose to talk about her rental experience over the years, the small kitchen fell silent again.

 

A family of three sits around the dining table, no one has the mind to pick up the chopsticks again.

 

For a long time, Ms. Wen said in a warm voice: “Why is he? Why does he increase the rent so much?”

 

Lin Yao explained: “Just because it is someone’s house, how much rent is charged is their business!”

 

Ms. Wen’s face was green and white, “You should tell someone that you are working in Hangzhou alone, and your monthly salary is not much. How can he be so black-hearted and raise so much rent at once?”

 

In Ms. Wen’s view, commission is a windfall that is sometimes and sometimes not.

 

Lin Yao feels complicated and said: “People and I are not relatives, why should I care how much I earn? Can I afford to pay? For him, live if you can afford it, and leave if you can’t afford it! Do you think that? This truth?”

 

The truth is such a truth…

 

Ms. 　　 Wen’s tone is no longer so tough, but more helpless, “Then you can’t give him as much as you want, you have to learn to bargain with him!”

 

Lin Yao chased after victory, “I thought at that time, how much rent increases every year depends on the landlord’s personal wishes.

 

Mortgage is not. It is regulated by the state and is relatively stable. Generally speaking, how much I pay this year and how much I will pay next year.

 

The key rent is given to others for nothing, but the mortgage is like saving money every month. When the money is really needed, I can sell the house and get the money back!

 

Which one do you think is the best deal? ”

 

The answer is obvious.

 

“That’s right…” Ms. Wen is still worried, “But you have to give so much money to the bank in a month, you have to give it to the bank for thirty years!

 

You are twenty-three this year, and you will be over fifty after you have paid off the loan. When I think of this, I feel very uncomfortable!

 

In this way, you still have some money at home, and you can take it to the bank so that you don’t have to pay back the loan for so long. ”

 

Ms. Wen’s little money is enough to put them in the countryside to make their little life very moist, and buying a house in Hangzhou is just a drop in the bucket.

 

In fact, Lin Yao never planned to include the money in their hands.

 

“Don’t worry! I still have good news.” Lin Yao changed the conversation and said with a smile: “On the way home, a foreign customer called me and he said he wanted me to spend my free time. Process the order for him, and he pays me a commission.”

 

Ms. Wen doesn’t know what commission is, and she is puzzled: “You said, what is he going to give you?”

 

“Commission is a rebate.” Lin Yao explained: “Mr. Wen said that he originally purchased in the neon country, and now he is going to purchase in China. This way, his cost can be reduced a lot.

 

But there are too many factories in Huaguo, some of them are not standardized and some are not standardized. He can’t handle it, so he asks me to help him. He pays me every month and pays more for more work.

 

From now on, I can earn rice yuan! ”

 

Ms. Wen has never seen Mi Yuan, but she also knows that it is quite valuable, and she was pleasantly surprised: “Is there such a good thing?”

 

Lin Yao smiled triumphantly, “This tells the car that there must be a way to the mountain!”

 

“You kid, don’t say it earlier, and it made me worry in vain.” Ms. Wen wiped the corner of her eyes, beat her again, and then confessed to her heartily: “It’s good to make some extra money, but remember, no matter what you do. Don’t affect your decent work.”

 

Lin Yao was absent for a moment.

 

Serious work…

 

It’s a pity that she doesn’t have the decent work that Ms. Wen said.

 

She can’t say this for the time being.

 

Ms. Wen didn’t think about that at all, she asked, “By the way, how much can he give you?”

 

Lin Yao laughed, “I haven’t started doing this yet, how do I know how much he can give me?”

 

Mr. Wen’s purchase volume this year is close to 5 million meters. If she can purchase so much next year, even at a commission rate of 3%, her annual income can reach about 150,000 meters.

 

She still doesn’t know how many orders Mr. Wen will give her, or how much commission she can get.

 

Even if she knows, she can’t tell Ms. Wen, otherwise the whole village will know.

 

“That’s true too!” Ms. Wen said uneasy: “That foreign customer can really give you money? Will you let him advance the money? In the end, if you fail to pay, where can you ask him for money?”

 

Lin Yao asked back, “How can I have money to pay?”

 

Ms. 　　 Wen agreed, “That’s true.”

 

Lin Yao continued: “That customer is an old overseas Chinese who is almost 70 years old. He has the same surname as you. We met in Guangzhou a few months ago and we saw it right away…

 

Mr. 　　 Wen is a very kind and kind grandfather, and his wife likes me very much!

 

Don’t you know, how high is the salary abroad?

 

Mr. 　　 Wen suggested that he asked me to help him do things in the country, so that he saved money, I made money, everyone is happy!

 

Don’t worry about the money. He will send the money first, and I will do things for him. I don’t have to pay a penny. ”

 

Ms. Wen finally understood what was going on this time, and she suddenly laughed from ear to ear, “Oh my God, this is really lucky! You can meet such a good customer! No wonder the Ma Che The goddess said that you are dead!”

 

Lin Yao disagrees. If the goddess doesn’t say her fate is good, can Ms. Wen give the money?

 

She doesn’t refute, just as Ms. Wen is happy!

 

Lin Yao followed her words and said again: “I was thinking on the way back, why such a good thing would fall on me? Later I figured it out, mainly because you and your dad have good character and accumulated blessings for me. I can have this luck.”

 

“Isn’t it!” Ms. Wen was deeply convinced, “Don’t you know, that summer, the scorpion in the village suddenly died. They didn’t even have a coffin in their house. The storm was in a hurry, and there was thunder. I can’t see clearly, the coffin shop refuses to deliver! Your dad, a fool~www.mtlnovel.com~, rode three rounds to help others pull the coffin back!

 

Forty miles back and forth, it took a day to come and go. The poor family was poor and he didn’t charge a penny!

 

What’s even more annoying is that people really don’t give it anymore. According to me, at least 20 yuan should be paid for gasoline…”

 

Lao Lin always does this kind of thing, or why does everyone say that Lao Lin is a good old man?

 

However, why is Ms. Wen’s focus always so unique?

 

Lin Yao quickly brought the topic back, “Don’t blame Dad in the future! No, I met the noble person to help, this is because you usually do good and accumulate virtue.”

 

The big rock in Ms. 　　wen’s heart finally fell, and she said happily: “Finally, good people have a reward. Let’s eat and eat, this dish is cold!”

 

Lin Yao was still worried and said: “Mom, don’t tell others about this, lest they say what happened to me again.”

 

Ms. Wen patted her chest to pack the ticket, “Your mother, I know in my heart, how can I talk to others about this kind of thing everywhere?”

 

Last time I bought a house, Ms. Wen seemed to say the same…

 

Lin Yao followed her words and said: “Yes, if you let others know that your daughter is making a lot of money, they will come to you to borrow money, do you want to borrow?”

 

Ms. 　　 Wen’s face sank, “There are no doors!”

 

Lin Yao secretly breathed a sigh of relief, but there are still weaknesses.