Hunting College - Vol 5.2 Chapter 301

“Robbery!”

When the black cat heard the latter number, he was taken aback: “Borrowing ten and paying back twenty-two… It’s not so fast for robbery! You just said that the three-month interest rate is high!”

“The three-month interest rate is high!”

The fox mask pulled the abacus, plausibly said: “You calculate, according to the three-month interest rate, nine out of thirteen return, you borrow ten golden beans for one year, the annualized interest rate is 177.8%… And I just gave you the calculation, directly The loan is for one year, and the annualized interest rate is only 120%! There is still more than five golden beans!”

“But I don’t actually need to borrow money.” The black cat looked at him with a faint look-although he didn’t understand Mammon’s calculation formula very well, it didn’t mean he didn’t realize that this guy was tricking him.

It is indeed the representative of ‘greed’.

“I’m just listing the cheapest plan for you in the long run.” Mammon said that I’m never lying, which made his fox mask even more disgusting.

“Cough, I’m sorry, I smashed you with cat jade before.” The black cat turned to look at the guilt ambassador with an apologetic expression: “There will never be another time…”

“Don’t worry, after you pass the assessment, you won’t be able to do it next time.” The sin made his tone full of disgust.

“Then…” Mamen interrupted the chat between one person and one cat, reminding the black cat: “If there is no other opinion, would you sign the guest?”

He pushed forward the parchment, which was surrounded by golden flames, and put away the other two.

This time, the black cat carefully checked the loan amount and the total amount of repayment. There is no doubt that the loan was ten, and the three-month period, nine out of thirteen returned, and thirteen were repaid when they were due.

Then it discreetly pressed its paw on the parchment.

A flash of red light flashed, and the contract was established.

Mammon carefully folded the contract and stuffed it into a small leather bag hanging around his neck.

“This is your gold, please check it.” He took out a handful of golden beans from the small leather bag, lined them up, and placed them in front of the black cat: “Please count the gold in person, and you will not be responsible for turning around!”

The black cat counted with the tip of its tail.

“and many more!”

It screamed, interrupting Mammon who was about to turn around and leave: “Isn’t it ten golden beans? You only gave me nine! Don’t say I lost one more!”

Mammon turned around, her eyes full of puzzlement.

“That’s nine?”

He took out the contract that the black cat had just pressed the paw print, and pointed to the four words marked in red: “The terms are clearly agreed, nine out of thirteen… It means, if you borrow ten golden beans, I will give them to you. At the same time, in order to control the risk, the interest of one golden bean will be charged first, so in your hands, there are only nine…commonly known as ‘head cut interest’… Then three months later, you will give me the remaining ten Two golden beans, a total of thirteen golden beans before and after, is called ‘nine out and thirteen return’… If you chose another one-year financing at that time, there would be no ‘head cut interest’, saying that I would lend it to you Ten golden beans, it’s really ten…”

Justified and regretful.

It’s… irritating.

The black cat took a deep breath and turned to look at the sinner: “Is he so bad in the Seven Deadly Sins? Will there be trouble if I eat him…”

“I still advise you to be cautious here, guest.”

Mammon took a step back cautiously, with a big smile on her face: “The transaction between us is based on your wishes, we will never forcefully buy or sell…and if you eat a student at school, you will be locked up by Dan Hag for life. …even if you’re just a cat.”

The guilty ambassador glanced at the black cat: “I promise, he is not the worst one…”

“If there is nothing else, please allow me to retire first.” Over there, the wizard wearing the fox mask took a few steps back to the shadows behind him.

“and many more!”

The black cat picked up the golden beans in front of him and tugged at his ears: “I won’t borrow for three months, and I want to repay it in advance! Now, immediately, pay it off immediately!”

“Tsk, I’m still a little brainy.” The guilty ambassador who was watching this scene smacked his lips.

The smile on the mammon fox mask disappeared visibly.

“There is a penalty interest for early repayment!”

His voice was a little sharp: “Every time you perform a full contract, you will accumulate a certain credit score, and those points will make you our high-quality customer, so that one day in the future, if you need gold, you can get a lot of credit from us. High credit limit!”

“I’d rather peel this skin off to sell furs, and I’d never borrow money from you.” The black cat refused very simply: “After all, after peeling the skin, apply some potion and sleep for a night, and the fur will grow back… But I borrow it from you. Money, God knows if I will pay for this flesh and blood.”

“The penalty interest is very high!” Fox Mask continued to persuade: “Anyway, there are only ten golden beans. You can use this money to buy a magic weapon and go to the woods to catch two troubles, won’t you earn it back?”

“The magic weapon of ten golden beans, you are going to let me go to death.” The black cat rolled his eyes, but this time he was a little more careful: “First tell me how much the penalty interest is…”

The parchment with golden flames reappeared between the fox and the cat.

The black cat squinted and carefully read the terms inside, and finally found two sentences about the penalty interest between the words: the loan is repaid in advance if the loan is less than one year, and the interest is not less than three months of the total loan; the loan is full for one year. If you repay the loan early, you will be charged an interest of not less than one month on the total loan amount.

It turned this sentence around several times in its own small head.

“If I understand correctly,” the black cat tried to calm his tone: “I borrowed for three months, which is a loan less than one year… Then the penalty interest rule for early repayment is to charge no less than three months of the total loan amount. Interest… According to me borrowing ten golden beans, the penalty interest is three golden beans?”

“No less than…”

Mamen was about to emphasize some words, but found that the black cat in front of him was quietly getting bigger. It was like two small moons hanging directly above his head, so that for a while he felt that there were three moons in the sky.

“What?” the black cat asked in a rumbling voice. UU reading www.uukanshu.com

“Yes, that’s right, it’s three golden beans!” The fox mask can bend and stretch, and stop the loss decisively.

Snapped!

The golden bean fell between the black cat and the mammon.

The fox was quick to pick it up, just weighed it, and frowned: “Wait, did you make a mistake, guest? There are only eleven grains here… You borrowed ten grains, before beheading one. , then you need to pay back two more… In other words, you need to pay me ten plus two, a total of twelve!”

The black cat squeezed his body so as not to attract the attention of the school.

Then it opened its mouth wide and shouted filial piety to Mamen: “I got nine tablets, you chop off the head and take away one, and I will pay back two more… Nine plus two, isn’t it eleven?!”

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