I am not interested in money anymore - Chapter 501
“Er… Husband, I don’t understand. Do you want to get a piggy bank for the children?”
Gu Qingyu asked.
“It’s true! In a sense, you can say so!” Su Chen said with a smile, “it’s just that my piggy bank is relatively large!”
“Well, I’ll be more specific. The bank I’m talking about also collects deposits, but ordinary banks only accept money. My bank collects everything, from cars and planes to plastic toys. As long as you deposit, I’ll accept it.”
“The significance of doing so is to let parents save some capital for their children in advance.”
“For example, join us. We are now an ordinary family. We don’t worry about food and clothing, but we don’t have much extra savings. If we spend some freely every month, there will be no savings left.
Such a family obviously can’t earn a future for their children, or even have no money to buy a house in the future,
What should I do? I can save money! Of course, this is not ordinary saving.
Compared with what you have heard before, an old woman saved more than 10000 yuan in the bank decades ago, but now she still withdraws 10000 yuan, which is obviously a big loss, because the 10000 yuan at that time is more valuable than the current one million.
So it’s unreliable to simply save money.
If I want to get this bank, it will be linked to inflation. I will ask people to calculate a formula, for example, it is also 100 yuan. If 100 years later, the purchase of 100 yuan is equivalent to one yuan now, that is to say, the price of money will be devalued 100 times.
Then you deposited 100 yuan in my bank at that time, and I will return 10000 yuan to you in 100 years! I promise I won’t let you suffer!
This is what I want to do, a savings system that will never depreciate!
In addition, this system can not only save money, but also save any other things for children. Then, when the children become adults, teach these things to the children at one time as an adult gift. This is also regarded as the starting capital for parents to start their children’s career. ”
“Eh? That’s a good idea!”
Several women came one after another.
“Yes! I remember. My husband seems to have told me that his red envelope lucky money given to him by his relatives and friends when he was a child finally went into his parents’ pockets. Is that why you have the inspiration, husband?”
Guo Xiaoshi asked.
“That’s right! In fact, many parents don’t have plans for their lives. Let’s take the lucky money and red envelopes as an example. A child, an ordinary family, and a child can get at least 10000 or 20000 red envelopes and lucky money from childhood. Moreover, inflation is not considered. If inflation is considered, it is a huge sum of money.
But in fact, a lot of money is basically wasted by young parents.
If they directly save the money at the moment they receive the red envelope and new year’s money, wouldn’t it be invisible to save a future for their children after saving for more than ten years? ”
“Eh? That’s true! But there’s also a problem! If we consider inflation for customers, how can we make a profit? If our profit can’t match the rate of inflation, won’t we lose?”
Jiang Yan said foolishly.
“You’re just worrying. For banks, the biggest problem is not how to make money, but how to collect savings. As long as you can collect savings, you’re afraid you can’t make money?
Let’s say the simplest thing. After banks get deposits, they directly convert them into value preservation industries such as gold, jade and real estate. These things are hard currency. No matter how inflation is, how valuable they should be or how valuable they should be! With this, banks can’t lose!
Moreover, what I put forward is just a simple concept. The bank has a variety of ways to play. I said that the bank does not only collect money, but we all collect as long as it has certain value.
This even involves gambling. For another example, you say, if it was 18 years ago, and you had a sum of money in your hand and had nowhere to spend, then you bought all the money into the stocks of xunteng and Ali and bet on their future.
Then 18 years later, take out these shares again. You say, “how much did you earn?”
“Wow! I feel more and more interesting when I say that! Husband, this needs to be done, we must do it!”
“Yes! I agree!”
“I agree!”
Su Chen smiled. “Well, in the afternoon, I’ll contact Lao Wen and ask him to find someone to make a plan. Then, when our big tiger comes to ten tigers, he will be the first batch of depositors!”
“Good! Husband, can I take care of it when the bank is established?” Guo Xiaoshi is eager to try!
Su Chen shook her head.
“If you all have an industry, this bank will be given to Xiaoyu! Our children should be treated equally, and you are no exception. Everyone should have his own industry.
Yan Yan, don’t worry. I’ll get you an industry after a while! ”
Guo Xiaoshi vomited her tongue when she heard the speech. She just came in and said it casually, nothing else.
Everyone knew Guo Xiaoshi’s temperament, so they didn’t say anything.
Gu Qingyu is very happy. She finally has something to do. She is not a person who can live at leisure. Not to mention that the bank is so fun, he is already eager to try.
Jiang Yan bowed her head and said, “it doesn’t matter, husband. I don’t care.”
Su Chen shook her head. “If you don’t care, it’s your business. Whether you give it or not is my business. Besides, you don’t have to think about it. It’s not matter if you don’t understand it. Look at your sisters. They are all group bosses, but look at them. Who has been in charge of the company at ordinary times?
One by one, just three minutes in time! ”
Su Chen said, looking at Guo Xiaoshi.
Guo Xiaoshi immediately turned her head, looked left and right, pretending not to hear.
Seeing this, Jiang Yan nodded and breathed a sigh of relief.
As she said, she doesn’t care how much property she has, but she’s afraid she can’t do it well.
But if you just hang up your name, as Su Chen said, it’s no problem.
“Husband, our bank doesn’t have a name yet? Can you give me one?”
“Poof!” Guo Xiaoshi laughed directly. “Old five, you let your husband name? Don’t you know he’s a nameless loser? Look at the names of our little things, big fat, two ya, three stay, four Niu… Ha ha, I want to laugh when I think of it!”
Gu Qingyu blinked. “What? Third sister, these names are from my husband?”
In fact, the names of these pets were Tucao more than once, but Guo Xiaoshi had never make complaints about Su Chen’s face before.
Now here are all family members. Guo Xiaoshi naturally has no taboos and can say whatever he wants.
“Sure, or who else in the family has this right?”
“I tell you, these names were only thought out by my husband after thinking for a long time!”