President, This Is Really a Misunderstanding! - CH 76

Chapter 76: Jumping into the Fire Pit!

This was Jianghai Bank.

The largest bank in Jianghai City.

It was also the main bank of many large enterprises.

Including Tajian Electronics.

At present, Tajian Electronics owed Jianghai Bank a loan of two billion.

Jianghai Bank also had a headache over this loan.

The Tajian Electronics was currently in a precarious state, almost on the verge of bankruptcy. This was something everyone knew.

Jianghai Bank wanted to recover the principal and interest of the loan as soon as possible.

Although Jianghai Bank had mortgaged the headquarters building and Xu Shengyuan’s personal assets to the bank.

But later, things would change.

Spire Electronics had already applied for a deferred repayment.

It was getting closer and closer to the next repayment date, and Jianghai Bank had already sent people to urge them a few times.

At the same time, they were also staring at the Tajian Electronics to prevent them from running away.

Zhou Xuan also understood these things from Xu Shengyuan.

Therefore, he knew that this trip to the bank would not go too smoothly.

“Hello, what business do you have?” The bank clerk at the counter saw Zhou Xuan and asked.

“I am the second shareholder of Tajian Electronics and the boss of the Bright Moon Investment Company. Please contact your President Yan. Regarding the matter of Tajian Electronics’ loan, I want to talk to your President,” Zhou Xuan directly said.

Zhou Xuan noticed.

The bank staff’s expression turned strange when they heard the words “Tajian Electronics”.

However, there were no complications.

Not long after, a bank executive came down from the building and respectfully led Zhou Xuan to the office of the president on the third floor.

Zhou Xuan brought Xu Mengqing and soon saw Yan Junzheng, the president of Jianghai Bank.

Someone brought the tea, closed the door and left.

Zhou Xuan and Yan Junzheng also sat down on both sides of the long table.

Yan Junzheng took a sip of tea and looked at Xu Mengqing beside Zhou Xuan. He knew this girl, Xu Shengyuan’s granddaughter.

Xu Mengqing turned her head, not looking at Yan Junzheng.

She did not like the people at the bank at all.

Yan Junzheng didn’t care and looked at Zhou Xuan. “Boss Zhou, long time no see. It seems that you now have the title of the second shareholder.”

Zhou Xuan also took a sip of his tea and smiled faintly. “I made some money from buying stocks and just played around.”

Yan Junzheng was frowning and slowly said, “But as far as I know, Tajian Electronics isn’t a good target to ‘play’ with. According to our bank’s internal evaluation, at the end of this year, Tajian Electronics won’t be able to survive.”

“Nonsense!” Hearing Yan Junzheng’s words, Xu Mengqing was so angry that she wanted to retort.

However, she was hugged by Zhou Xuan.

“Good girl, I’m talking to President Yan. Don’t interrupt.” Zhou Xuan pinched Xu Mengqing’s hand and said.

This was intimacy in front of others. Xu Mengqing blushed and lowered her head, not saying anything else.

When he caught a glimpse of this scene, Yan Junzheng could not help but raise his eyebrows.

“It won’t be able to survive until the end of the year? How can I not see that?” Zhou Xuan asked.

“Losses occur year after year, the market is divided up, and Tajian Electronics keeps falling behind the times. Even if the current level of components has already kept up with the times, but without the breakthrough innovation and huge price advantage, Tajian Electronics will never be able to change the status quo, only chronic death,” Yan Junzheng calmly said.

The bank was an institution that lent money for a living.

These were all for investigation.

Naturally, he knew a lot about the companies that wanted to lend money.

They might even understand the current situation of the enterprise better than the enterprise itself.

Otherwise, he would not have dared to lend money.

Furthermore, what Yan Junzheng had just said was indeed correct and very detailed.

However, Zhou Xuan still said, “I heard that Tajian Electronics is conducting a breakthrough technology research. Once the research is successful, Tajian Electronics will be able to regain its strength and regain its original market.”

Once Tajian Electronics produced a breakthrough in research, although it was only under-screen fingerprint technology, when all the phone manufacturers could only buy fingerprint technology from them, Tajian Electronics would soar.

For example, if one wanted to buy their fingerprint technology, they have to order other parts from them.

This way, the originally lost parts market would naturally be slowly taken back.

The breakthrough of screen-based fingerprinting technology did not only bring benefits to screen-based fingerprinting technology.

“Heh…” Yan Junzheng was smiling as he shook his head, “Boss Zhou is right. I’ve seen that project plan before, but in this situation, Tajian Electronics needs a large amount of money to support it, but it doesn’t have any assets to use as collateral. Who would dare to play this game with Tajian Electronics?”

Looking at the smiling Yan Junzheng. Zhou Xuan slowly said, “I dare. The Bright Moon Investment Company has already invested 10 billion in Tajian Electronics and is preparing to play with them.”

Bright Moon Investment Company had yet to invest in Tajian.

Moreover, the investment was not 10 billion, but 6 billion.

But Zhou Xuan said this.

It was to increase the pressure on the bank.

One had to know that the 10 billion that Zhou Xuan was talking about had money from the bank for the Bright Moon Investment Company.

The bank was afraid that they would not be able to take it back.

Sure enough, when Zhou Xuan’s voice fell, the smile on Yan Junzheng’s face slowly froze.

“Boss Zhou, are you kidding me?” Yan Junzheng stared at Zhou Xuan with disbelief.

At this moment, as the leader of Jianghai Bank, in Yan Junzheng’s mind, ten thousand horses were rushing past.

The bank’s loan of two billion yuan to Tajian Electronics hadn’t been repaid yet.

The money they lost in the Bright Moon Investment Company was also invested by Zhou Xuan.

What if Tajian Electronics filed for bankruptcy.

The losses of the bank were simply incalculable.

It was probably more than the amount of money he would get when he was cheated by the XT technology.

“Of course not.” Zhou Xuan smiled calmly. “An investment company should be riskier than a bank. Otherwise, they won’t make much money.”

“Boss Zhou…” Yan Junzheng narrowed his eyes and said, “You’re jumping into the fire pit!”

“True gold is not afraid of fire. What if there is gold in this fire pit?” Zhou Xuan still smiled and asked.

“You’re so sure that the Tajian Electronics can revive from the dead?” Yan Junzheng was frowning.

It was not Yan Junzheng’s fault.

The bank had always done the matter of “letting others borrow an umbrella on a sunny day, collecting the umbrella on a rainy day”.

Most will only lend to quality companies.

Companies that apply for loans were also evaluated internally to assess the level of risk.

It’s not the bank’s fault.

If one knew that a man was down and out, that he had lost his job, and that he had no ability to pay, would you dare to lend him your money?

Most people didn’t dare.

But Zhou Xuan did.