Rebirth capital madman - Chapter 1211

Happy Chinese New Year, and auspicious Year of the Rabbit!

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Revolving around Huifeng Bank Xiangjiang assets and business that Gao Xian valued, the relocation of Huifeng Bank to London broke out, which naturally shows that Huifeng Bank Xiangjiang assets and business have great value.

And this value can be viewed from many angles.

For example, Hong Kong Huifeng Bank owns about 30% of Hong Kong’s local deposits, and has been designated as a systemic financial institution in Hong Kong by the Hong Kong Monetary Authority. Well, about 30% is a relative number after all. Is there an absolute number? In front of Gao Xian, the top regulator of the Hong Kong International Financial Center, it is natural to have more than 500 billion Hong Kong dollars.

Another example is that Xiangjiang Huifeng Bank owns many real estate properties in prime areas of Xiangjiang, and can be regarded as a big landlord in Xiangjiang. Compared with those well-known Xiangjiang real estate companies, it can be said that each has its own secrets of fixed asset management.

The angle specifically mentioned this time is the scale of the ATM network of Hongkong Huifeng Bank.

In the current period, ATMs are developing rapidly in developed markets around the world. As for the impact of mobile payment after the popularization of the mobile Internet, it will take many years to wait. To put it bluntly, the automatic teller machine is now a sign of the development level of the bank, and it is not an exaggeration to describe it as the general trend.

Hong Kong Huifeng Bank has more than 700 ATMs in Hong Kong Island, Kowloon, and the New Territories. This figure looks at the world. What is the concept? Take the member bank of the New Huifeng Bank Group, which is at the same level as Hong Kong Huifeng Bank-Meiguo Compared with Ocean Miland Bank, the number of ATMs of Ocean Miland Bank of the United States exceeds 2,000, and Ocean Miland Bank of the United States is a state-level bank within the New York State of the United States.

Compared with the acquisition target selected by Huifeng Bank – Midland Bank of the United Kingdom, the number of ATMs of Midland Bank also exceeds 2,000, and Midland Bank is one of the four major clearing banks in the UK, although it is now losing money It would be the bottom of the list, but that doesn’t hinder that market class.

The network scale of the more than 700 ATMs of Xiangjiang Huifeng Bank is behind the customer advantages accumulated over a long period of time, the advantages of branch layout, etc. Based on this, in the market of Xiangjiang International Financial Center, it is equal to all other Xiangjiang banks, forming a Hong Kong’s two major ATM networks.

In the past, the reason why Huifeng Bank did this is easy to understand. Why should it distribute the benefits to others? As a result, objectively, it has hindered the advancement of the construction of the Xiangjiang instant payment system planned by Gaoxian, and Huifeng Bank can also use this resource as a game chip.

It needs to be pointed out that Gao Xian created the Xiangjiang Monetary Authority by himself. Through this highest regulatory platform, he planned a blueprint for the Xiangjiang International Financial Center, including a central clearing system, an instant payment system, etc. Lips, it will be completed next year, but it will be promoted step by step. The important thing is that the route is clear and the goal is clear. The Administration has made those achievements.

Now, Hong Kong Huifeng Bank has proposed that our ATM network resources are willing to share.

In fact, strictly speaking, this move by Xiangjiang Huifeng Bank was not completely voluntary, at least it was “reminded” by the banking supervision department of Hong Kong Financial Management Bureau, whether it is to support and cooperate with the construction of Xiangjiang instant payment system What about advancing? Everyone understands that you can make this decision yourself. Xiangjiang is a free international financial center.

Elder Gui, the leader of Hong Kong Huifeng Bank, had the advantage of being integrated into Hong Kong society. He had a sudden epiphany, so he hurried to find Pu Weishi, the leader of the new Huifeng Bank Group, for a talk. own ideas.

Don’t look at the adjustment of Huifeng Bank Group to resolve the conflict with Sir Gao and the Hong Kong Financial Management Bureau, but in fact, what the Huifeng Bank Group has done is the “trophy” of Sir Gao and the Hong Kong Financial Management Bureau. To what extent Jazz has changed his heart, it is really hard to judge optimistically, whether to come up with real materials to please the other party, in case the effect is satisfactory, Huifeng Bank can confidently fight for Gao Xian and Xiangjiang Financial Management Bureau support.

Pu Weishi was very moved when he heard it. Why did he seek the support of Gao Xian and the Hong Kong Monetary Authority? Without this resource, the new Huifeng Bank Group simply has no strength to complete the final step of international expansion in the UK.

Without too much time to weigh the pros and cons, Pu Weishi made a decision. Anyway, the Huifeng Bank Group has become ashamed as it is now, so let’s fight and try to “please” with the ATM network that was previously regarded as forbidden. sir high.

There is one thing to say, Pu Weishi and the gang of old ghosts finally did it right once, and they “pleased” Gao Xian, the president of the Hong Kong Financial Management Bureau, as they wished.

A supporting evidence is that Gao Xian and Pu Weishi formally met and finalized the general framework of the solution to the Huifeng Bank’s relocation to London. It is enough to assign it to his subordinates, and he is not interested in making public appearances for Huifeng Bank, and there are bigger structures such as the Xiangjiang Global Financial Leaders Investment Summit, etc., which need to be spent.

However, when Heung Kong Huifeng Bank “actively” expressed its willingness to share its ATM network to cooperate with the construction of Heung Kong Instant Payment System, Heung Kong Central Settlement System and other mechanisms, Sir Gao suddenly became “amiable and approachable”. After getting up, I formally met with the ghost elders of Huifeng Bank again, and I can clearly feel that the distance between them has shortened a lot.

For example, Gao Xian mentioned the respect for the interests of Huifeng Bank. In the process of technical implementation, the customer resources behind its ATM network will not flow to peers, but will be in the Xiangjiang Instant Payment System, Xiangjiang Central Settlement System, etc. In the mechanism, it faces the Hong Kong Monetary Authority platform.

Seeing this effect, Pu Weishi, Elton and other high-level senior ghosts of Huifeng Bank were secretly delighted. It seemed that this time they played what they wanted and made the right bet.

When the news was officially confirmed, other banks in Xiangjiang clapped their hands and cheered. The benefits are the most real. No matter how small their outlets are, they can provide services to customers on the entire Xiangjiang ATM network, and even expand to Xiangjiang overseas.

The general public will not care about the specific implementation details of the underlying technology. They only know that they can easily enjoy the convenient service of “one” Xiangjiang ATM network in the future. The ATM network still inevitably requires handling fees, but cancellation is a major trend!