Rebirth of the World’s Richest Man - Chapter 2789

Chapter 2789 Negotiation

This is different when the status is high. Most people buy insurance because of the insurance salesman. Jiang Xiaobai buys insurance because Chen Dongsheng, the founder of the insurance company, comes directly to the door.

The two parties were chatting in the living room of Jiang Xiaobai’s office, and Jiang Xiaobai was talking about his thoughts.

“Dongsheng, I think this way. Buy an insurance for each employee. This insurance does not cover their accident insurance and medical insurance. If employees and their families, that is, close relatives, if an accident or If you have a disease, you can reimburse them.”

Jiang Xiaobai looked at Chen Dongsheng and said his thoughts: “This disease is not about minor illnesses, such as colds and fevers, which do not need to be reimbursed, but if some serious diseases occur, for example, the cost of treatment is When it’s more than 10,000 yuan, our insurance company needs to reimburse them.”

Ordinary people buy insurance based on the insurance type of the insurance company, but Jiang Xiaobai wants to directly formulate an insurance type for the company’s employees, and just put forward his own requirements.

It’s okay if the insurance company doesn’t have this type of insurance. When Jiang Xiaobai brings it up, you can have it.

“Jiang Dong, if this disease is calculated by cost, I’m afraid it’s not easy to control. There are too many types of diseases, some of which are, for example, a minor operation, which costs thousands of dollars, so it may not be necessary to be hospitalized, or There is no need to stay in the hospital for too long.

But once this system is in place, hospitalization or extended hospitalization may be used to increase the medical expenses and be reimbursed. ”

Chen Dongsheng is worthy of being an insurance company, and he immediately hit the loophole in Jiang Xiaobai’s thinking.

Jiang Xiaobai also pondered immediately, Jiang Xiaobai also agrees with what Chen Dongsheng said, needless to say now, even in later generations, many people will be directly hospitalized in order to get reimbursed by social security.

Even if they don’t need to be hospitalized, they have to be hospitalized for reimbursement. There are always people who take advantage of loopholes. After all, there are all kinds of birds in the forest.

Plus this ordinary people, most of the time they are indeed honest and kind, but they also have a cunning side.

This is undeniable.

“Then Dongsheng, do you have any good suggestions? Anyway, my idea is to save the emergency, not the poor. Most of the salaries of our company’s employees are around a thousand dollars. Basically, a family can afford about 10,000 dollars in medical care. fee, there is no problem.

It refers to some common diseases, such as appendicitis, or other minor diseases that require surgery, but there is really no way for some serious diseases, or intractable diseases.

A few days ago, I went to Changxingju Real Estate Company, and there was an employee whose home was because of…”

Jiang Xiaobai simply spread his hands, told Chen Dongsheng what happened, and also shared his own thoughts, letting Chen Dongsheng figure out a solution by himself.

After all, Chen Dongsheng is an insurance company, and he has his own major.

“This kind of thing, I don’t think it’s better than this. Chairman Jiang, how many diseases are stipulated, within this range, we can go to the hospital to do a statistics on this. For example, the leukemia you mentioned, for example, various cancers and the like .

We put all these major diseases in the scope of this insurance. ”

Chen Dongsheng thought for a while and said, Jiang Xiaobai nodded.

“This is fine, but there is a problem with it, that is, there are too many types of diseases. If there are any types of diseases, wouldn’t it be…”

I don’t blame Jiang Xiaobai for having such doubts, it’s because the insurance company’s reputation is sometimes not very good, and there are many revelations on the Internet in later generations.

The purpose of this insurance company is to make money. When facing ordinary customers, it has a natural advantage. The store is bullying customers, and there are various contracts in it, which many people simply don’t understand.

Sickness is an accident and accidental thing, and the hope is to run towards the diseases stipulated in the contract, which is sometimes beyond the scope.

What’s more, some insurance companies will default on their debts and find various reasons.

Simply put, when you buy insurance, you are the uncle, but when you settle the claim, you are the grandson.

“Jiang Dong, let’s not talk about other people. This Taikang Insurance belongs to our own family. Don’t you feel relieved? In this way, there will be a clause in the contract that the types of diseases include various difficult and miscellaneous diseases. The right to interpret this article rests with your Huaqing Holding Group headquarters.

As long as there are doubts about the claims, they can be reported step by step. At that time, our group headquarters will make a determination. As long as our headquarters has confirmed it, we can settle the claims. The insurance company needs to settle the claims. What do you think? ”

Chen Dongsheng has said so far, Jiang Xiaobai can have any opinions, this contract is like this, the final interpretation of a sentence is on the side of Huaqing Holding Group, so the insurance company is not afraid of making mistakes.

“Okay, it’s better for Dongsheng to consider the issue more thoughtfully, so it will be settled in this way. In this way, every report with objections will need to be signed by me, or by Mr. Zhang. In this way, it can also maximize the Protect the interests of our insurance companies.”

Jiang Xiaobai said with a smile. Chen Dongsheng nodded, Jiang Xiaobai and Zhang Weiyi would not be able to do such a thing by following the insurance fraud below.

“By the way, there is one more thing about Mr. Jiang. It must be clear who this close relative refers to. If the seven aunts and eight aunts are counted, then the cost will be too high.” Chen Dongsheng suddenly Thinking of this, he asked.

Jiang Xiaobai waved his hand: “Not counting seven aunts and eight aunts, only close relatives, that is, parents, children, spouses, these five, other father-in-law and mother-in-law or father-in-law and mother-in-law are not counted, as stipulated by the law, what seven aunts and eight aunts Yes, they are all distant relatives, they don’t count.”

Hearing this, Chen Dongsheng was relieved. If this is the case, there is no problem.

“Jiang Dong, how many employees do we have to participate in the insurance, I will ask someone to count the types of diseases and the approximate cost, and then see how much it is, and give you a price.”

Jiang Xiaobai doesn’t know the specific number of employees in the company. The group is now bigger and the company has more employees. Let’s put it this way, the specific number is changing every day. Some people join the company and some people resign every day. It fluctuates every day Most of them are in the hundreds, not to mention fluctuating within a few months.

This is also the reason why Jiang Xiaobai called the person in charge of personnel over here. This person is responsible for the specific work. Zhang Weiyi doesn’t even know the specific number of employees in the company.

(end of this chapter)