Rebirth: The Financial Giant - Chapter 1025
In the office, Lu Ming said in a deep voice: “The debts and debts of a thousand-layer cake are the biggest problem of the unfinished building. Cut it and throw it aside. The cost of the real estate project is calculated independently. Find this out and build the building first. Besides, the subsequent construction cost of the house is managed by the special fund established by the Science and People’s Livelihood Foundation, and the contractor will come to the special fund to settle the payment after completion, which is completely separated from the developer.”
“The house has been built, let the people who have paid the money and gone through the legal procedures to buy the house live in it. Let’s talk about it. Your creditor’s rights and debts are 10,000 knots. The debt relationship of the just-needed household is not complicated. It’s as simple as paying the monthly payment on time, you can’t possibly execute these ordinary people out of the house.”
At this time, Han Qiulin raised an objection and immediately said: “The problem is that you want to put aside the debts of the unfinished building and build a house first, but if you don’t solve the debts and debts, they just won’t allow you to start the construction? Things are far more complicated than expected.”
Hearing this, Lu Ming couldn’t help laughing, and immediately asked back: “I’ll ask you a little bit, will the superiors support us when we do this?”
Hearing this, Han Qiulin nodded without hesitation and said, “Of course, I will give my full support to solve the problem of unfinished buildings without the need for additional state financial allocation. The people’s repossession of houses is also conducive to the healthy and stable development of society. There’s no reason not to support it.”
Social health and stability are the top priorities, and secondly, there is no need to impose additional financial burdens. With these two points, it is obviously unreasonable not to support.
Lu Ming said with a smile, “So we have to do this, and we need to give the ‘Shangfang Treasure Sword’?”
As soon as Han Qiulin heard the words “Shangfang Baojian”, she suddenly realized that she would definitely give it, Tiansheng would not be so foolish as to go directly to the developer to discuss it, it was useless!
Instead, talk to the other party who can hold the gate of life of those developers, and let the other party put pressure on them. If it still doesn’t work, then talk to the party who can hold the gate of life of the other party. You must be able to use the “Shangfang Sword” in your hand. You can crush you at the first level, and then the pressure will be applied from top to bottom. Heroes and heroes from all walks of life will do ideological work for those developers, and if you have nothing to do, please have a tea or something…
At that time, the developers themselves will take the initiative to come to Tiansheng Capital, and they have to accompany you to start the construction with a good laugh. This is the correct way to open.
You must know that the current energy of Tiansheng Capital is also first-class. In the words of the outside world, it has the ability to reach the sky.
Being able to manage tens of trillions of wealth also represents a huge energy and influence.
Lu Ming was thirsty for half a glass of water and then continued: “You start to set up a team to conduct a nationwide survey on all unfinished buildings in the name of Tiansheng’s research and evaluation of the real estate industry, and find out what is in it. The actual situation, how many unfinished buildings are there? Where are the rotten buildings? To what extent? These data must be clarified, and they will be completed by the end of the year, and I will see the results of the data.”
When Lu Ming said this, he immediately emphasized: “Remember to keep it secret, and you must not leak out the unfinished building that Tiansheng wants to manage. Before the final data comes out at the end of the year, only you and I can know, and the following research team can’t follow up. they said.”
Han Qiulin nodded while making a memo. This matter must not be leaked. Once it is leaked, let those real estate companies know. They will lie 100% collectively, and even deliberately wait for you to receive them. More unfinished buildings.
Although Tiansheng Capital can bear the construction and installation costs of unfinished real estate without pressure, it is also relatively speaking. In fact, the base figure is also a large number.
After a while, Lu Ming continued: “Then proceeded to formulate the establishment of a non-performing asset disposal agency, and all the construction and installation costs invested in the unfinished real estate involved were packaged into this disposal agency as non-performing assets. Whether the debt can be recovered or not is one thing, the identity of the creditor has to be welded to death.”
Lu Ming’s plan to intervene in those unfinished real estate projects is not simply sending money directly, only a fool would do it.
The total construction cost of each real estate is determined before the start of construction. For example, the construction and installation cost of a real estate requires 100 million yuan. The developer has invested 30 million in it, but halfway through the construction, the developer ran out of money, so This led to the shutdown of the building.
At this time, if Tiansheng Capital wants to intervene to build this unfinished real estate, it has to pay 70 million to continue to build the house, so it packs the 70 million into a debt and puts it on the balance sheet of the developer of the real estate project. , it is equivalent to the developer borrowing 70 million from Tiansheng Capital, but the money will not be given to the developer, and it will be meat buns and dogs.
This money was placed on the account of the special relief fund established by the Science and People’s Livelihood Fund.
As for the developers at this time, they are already in a situation where they have too much debt and can’t get enough of it. They can’t borrow a penny if they go crazy and borrow money everywhere. It’s just that there is an extra amount on the balance sheet. At least one of their properties is not unfinished and guaranteed. Completion means that you can continue to sell the house to get some money back.
After all, not all the houses in an unfinished project have been sold. Maybe a building with 200 households was sold and 150 units were sold before it was unfinished, and 50 units remained unsold.
At this time, the house has been built, and the remaining 50 units that have not been sold are new houses and existing houses. When the buyer sees that the worry of the new house being unfinished does not exist, they will be more confident to sell. If the price of one set is 1.5 million, As a result, the 50 houses that could not be sold were sold, and the developers were able to get a lot of money back.
Therefore, the developer has enough reasons to accept the debt of Tiansheng Capital, even if the money will not go to the developer, even if there is a certain hard idea, Tiansheng is not holding the “Sword of Shangfang”.
For Tiansheng Capital, the moment it decides to spend the money, it is ready to package and dispose of non-performing assets. It is not expected to recover 100%, but the debt relationship must be established.
This unfinished real estate needs 70 million funds, Tiansheng borrowed 70 million to the developer, which reflected on the developer’s balance sheet. Qian Tiansheng will not hand over the real money to the developer, but Tiansheng will give the unfinished house. Cover it well, and then the developer will repay the principal and interest to Tiansheng.
Thinker
Regardless of whether the developer can pay back the money in the end, UU Kanshu www.uukanshu. The creditor’s rights and debts between the two sides of the com are left there. If the developer goes bankrupt, then there is no need to pay it back. As long as the developer does not go bankrupt, there will be a sum of money owed to Tiansheng on the developer’s balance sheet, which means that in the future, the developer will have Money has to be paid back.
And Lu Ming is very clear that it is basically impossible for a developer to go bankrupt. This is the case. So far, basically no developer has declared bankruptcy. Even if the developer wants to file for bankruptcy, it will not be approved.
The reason is very simple, that is, once the developer can go bankrupt, the buyer can legally abandon the house and cut off the supply, because the main body of the company who signed the contract is gone, then all the bad debts will be dumped to the bank.
Therefore, it is basically impossible for developers to go bankrupt, and the debt owed to Tiansheng Capital will not be able to get rid of them. It will take a long time to come to Japan, and they will all be packaged and placed in a non-performing asset disposal agency, and then the debt will be slowly collected and disposed of slowly.
It is impossible for all real estate developers to die, which means that some of the costs will always be recovered in the future.
It’s one thing if you can’t pay me back, but it’s another thing if you owe me money. If you don’t want to pay it back, it’s better to have no money, but as soon as you have money, I’ll show up right in front of you: rich already? Pay back!
As long as the debt relationship is left there, there is a possibility of recovering it. Even if the probability is small, it is still expected and valuable. Even if someone is willing to take it, it is possible to transfer the debt.