Reborn Russia As An Oligarch - Chapter 895

After the disintegration of the former Soviet Union, the ruble experienced a wave of tragic depreciation!

Perhaps many people don’t know that the ruble used to be more valuable than the US dollar. At the peak, one ruble could be exchanged for two US dollars!

Of course, with the disintegration of the former Soviet Union, the ruble exchange rate began to plunge, and it took less than a year for it to depreciate almost to nothing…

With the gradual stabilization of the society and the development of the country’s economy, the ruble exchange rate is also slowly rising.

At the end of 2004, the exchange rate of the ruble to the US dollar was almost 27-30, that is, one US dollar can be exchanged for 28 rubles.

However, this exchange rate is floating, and the fluctuation range is not small, two or three rubles up and down.

When the exchange rate fluctuates the most, maybe one dollar can only be exchanged for 28 rubles in the morning, but at noon, one dollar can be exchanged for 29 rubles!

Don’t underestimate the floating space of this ruble. When the amount is huge, the price difference between them is amazing.

So, whether you are going to Russia to do business or local people in Russia, they all prefer to hold US dollars in cash, which is more valuable.

But when consuming locally, most places can only pay in rubles.

That gave birth to the demand for free exchange between rubles and US dollars.

And the country still allows free exchange in this regard.

So, when you first arrive in Moscow, you will find that the streets are full of exchange points opened by banks, providing various foreign exchange services for rubles.

Of course, you can also use rubles to exchange for foreign exchange, such as US dollars, pounds, euros and the like.

However, it can be clearly seen that these exchange points prefer to receive foreign exchange and give you rubles, rather than accepting rubles and giving you foreign exchange…

Give a simple example and you will understand.

This kind of foreign exchange point will have a striking sign next to or above the window, which shows the exchange rates of several major foreign currencies to rubles.

They also provide foreign exchange for ruble and ruble for foreign exchange.

However, the exchange rates between these two businesses are completely different!

For example, when you take a US dollar to exchange for rubles, one US dollar can be exchanged for 29 rubles.

But if you want to exchange your ruble for a US dollar, then only 30 rubles can be exchanged for a US dollar…

This is also understandable, the point of exchange is to earn the price difference.

Otherwise, why would they open such a window?

However, if you think that the bank engages in this kind of exchange point just to earn the price difference.

It can only be said that your thinking is too simple…

…

Menichenko’s MDM Bank also operates such a business, and MDM Bank has a large number of foreign exchange points, all over the streets of Moscow!

One day in early December, on a small street that intersects with New Arbat Street, more than a dozen Asian students studying abroad hurriedly walked.

While they were walking, they were discussing something in one go, chattering, and it sounded like the more difficult it was to speak.

“Senior, is there really such a good thing, as long as you go over and sign your name, you will get fifty dollars?” A short and thin boy asked the person walking in front.

The senior who walked in the front looked a little impatient, and hurried forward without turning his head, and replied: “Didn’t I say it several times, it’s that simple, the fifty dollars will wait a while.” I’ll send it to everyone, just ask me for it.”

“Then… it won’t be dangerous, I always feel… I always feel that this is not a good thing.” The short and thin boy said timidly.

The leading senior was really angry this time, he stopped and turned around.

The group of students following behind also stopped quickly.

The senior stared at the short boy and said angrily:

“Ruan Dayong!

If you are afraid, you don’t have to go, no one begs you!

You have to know that I got this opportunity by asking someone else. I originally thought that it would not be easy for everyone to study abroad, so I would give everyone a chance to earn extra money.

Tell me about you, you haven’t graduated from the preparatory school, you can’t speak a few words in Russian, and no one wants to go out to work!

Where can I find the good thing that I can get fifty dollars for signing my name like this!

Besides, there will be opportunities like this in the future, not just this time.

You also know that almost all the bosses in the big market are Chinese businessmen. The more difficult we are, the fewer and fewer bosses, which means that we will have no chance to work in the future.

If you don’t seize the opportunity to make money like this now, you will regret it later!

Now tell me, you go, or not! ”

The short and skinny boy named Ruan Dayong shrank his neck, and said nonchalantly: “I’m just asking, how could I not go? Didn’t I come here with you, senior…”

Several other students also hurriedly tried to persuade them.

“Senior, forget it. Dayong is timid and afraid of getting into trouble. Maybe he thinks the money is too easy to earn, so he feels a little guilty, haha.”

“I can’t blame Dayong. To be honest, I’m also a little worried. Senior, you only told us that you can get money if you sign it, and you didn’t say what it was. These days, there are not many good things that fall from the sky. ”

“Yeah, yeah, senior, tell everyone what’s going on.”…

Hearing everyone asking in a hurry, the senior couldn’t keep losing his temper, so he said helplessly:

“Okay, then I’ll tell you about it.

This time I went to a bank and signed a money order. ”

As soon as they heard this, the faces of several students changed a little. Everyone is sensitive when money is involved!

And it’s still a remittance…

Could it be that people like yourself are paying for it? !

The senior looked at it and quickly explained:

“Don’t think about it, you don’t need to pay a penny!

It is a matter of signing a name.

Hey, this matter is quite complicated to explain. Let’s put it this way, our overseas students send a certain amount of US dollars out of Russia every year.

But you all know that we are all poor, haha, and when we are exhausted, we will work part-time to earn some pocket money for living expenses. It is impossible to really remit a large amount of foreign exchange.

Then the amount of remittance is wasted.

Now, it is completely legal for others to just borrow our credit line to send money.

The fifty dollars is for everyone’s hard work, after all, we can’t let everyone go for nothing.

I explain it this way, does everyone understand? ”

Including Ruan Dayong, everyone suddenly realized that this was the case!

Then this is understandable.

It is nothing more than someone trying to use your status as an international student to send money out. Since it is operated in a regular bank, it must be legal and compliant.

Of course, it is impossible to use everyone’s identity and remittance limit in vain, and give each person a benefit fee of fifty dollars.

Reasonable!

However, they are still preparatory students after all. They are young and easy to think about.

Completely unaware of the deeper problem.

That is, is it really legal to use the loopholes in the rules to operate and send large amounts of money abroad…

After solving the “questions” of the juniors, the senior continued to lead everyone forward. He had an appointment with someone, so he couldn’t be late!

If you don’t do well the first time you help someone, how can you get work from there in the future?

What he didn’t tell his juniors was that the reason why he was so eager to bring everyone to earn extra money was because he also had benefits!

Just the “agency fee”, he can get fifty dollars for every person he brings to sign.

That is to say, the price offered by the other party is one hundred dollars per person…

This guy is still very black-hearted, he directly deducted half of it!

…

After walking forward for less than two minutes, we arrived at our destination.

This street is a bit remote, it is December now, there is heavy snow in the sky, the cold wind is howling, and there are not many pedestrians on the road.

There is a common foreign exchange point on the side of the street, and there are two burly men holding submachine guns standing at the door.

This is also very common. After all, there is a lot of cash in the foreign exchange point. If the security measures cannot keep up, it is easy to be robbed!

The senior approached the foreign exchange window, but he didn’t exchange foreign exchange, but said a few words into it.

The walkie-talkie on the chest of the burly man holding a submachine gun rang, and someone said something.

After listening, the security guard waved at the senior and motioned to follow him.

He opened an inconspicuous door next to the exchange point, and it was dark inside.

This door looks like a very common and common wooden door from the outside, but after opening it, it turns out that except for the outer wooden board, the inside is all steel!

Moreover, the inside is not a house, but a tunnel extending underground, illuminated only by dim lights.

Ruan Dayong and the others stretched out their heads and looked in, a little hesitant to follow in.

The senior seems to have been here before, he turned his head and told everyone: “This is the office of the exchange point, it’s very safe, just follow me.”

Hearing what he said, Ruan Dayong and the others felt a little relieved.

Everyone followed the security guard down.

Behind them, another security guard has closed the door again…

…

This tunnel is not very deep. After going down to the height of about one floor, the eyes suddenly open up.

In front of the stairs is a brightly lit hall, but between the hall and the stairs, there is an iron fence composed of thick and long steel bars to separate them.

It’s like the kind of iron cage in the police station.

The security personnel yelled a few words towards the inside, and someone inside came over and opened the door, letting them in.

Ruan Dayong didn’t dare to take a breath at this meeting, the atmosphere is really a bit depressing…

They all have a lot of questions in their minds.

How to handle banking business, not in the bank lobby, but in this kind of basement.

It’s like doing some illegal transaction!

But they dare not ask this time…

The senior took them to a counter, and behind the counter sat two aunts whose waists were thicker than a bucket.

He also told everyone: “Line up in line, take out your passports, and come one by one, it will be quick.”

Ruan Dayong and the others lined up obediently and took out the passports they had prepared.

The process was really smooth. One of the two aunts behind the counter skillfully took out blank remittance receipts and instructed all the more difficult international students to sign.

The other one took everyone’s passports and made copies one by one.

Then staple the photocopied copy and the signed remittance receipt together.

Let Ruan Dayong and the others sign again on the photocopy of the passport.

That’s it!

During the whole process, there were only two signatures.

Seeing that the matter was successfully completed, the senior had a satisfied smile on his face.

He said to everyone: “Wait for me a moment, I will go to the next office to collect your rewards.”

As he spoke, he hurried to an office in the innermost part of the hall.

Ruan Dayong and the others took back their passports, and stood in the lobby boredly waiting for the senior to come back.

Didn’t dare to whisper to each other, because the security guard with a submachine gun glanced over from time to time, as if he was afraid that they would rob him…

………

Standing in the hall, Ruan Dayong felt more and more uneasy.

This thing was weird from beginning to end.

It doesn’t seem to be a good thing…

But he couldn’t tell what was wrong.

At this moment, there seemed to be a burst of chaotic and hurried footsteps overhead.

It was the sound of a dozen pairs of leather boots stepping on the iron stairs at the same time…

Ruan Dayong just turned his head to see what happened, but as soon as he turned his head, he was stunned and stunned.

Not only him, everyone in the basement hall, including the tough-looking security guard holding a submachine gun, also had the same expression.

And he reacted faster than Ruan Dayong, not only stood still, but also raised his hands…

Across the iron fence made of steel bars, there is a group of special forces with bulletproof helmets on their heads, black hoods on their faces, camouflage combat uniforms all over their bodies, and micro punches in their hands!

The three special forces standing in the front still held huge explosion-proof shields in their hands.

This posture seems to be engaged in an anti-terrorism operation…

When did Ruan Dayong and the others see this scene? Their legs were trembling, and they felt like they were about to pee their pants!

Coincidentally, the senior came out of the inner office just after receiving the money, and he hadn’t seen the group of special forces at first, holding up a stack of beautiful knives in his hand, he cheerfully shouted at Ruan Dayong and the others: “It’s done! Walk…”

Before he finished speaking, he discovered the abnormality in the hall.

…

The whole process actually happened in just a few seconds.

Being pointed at by a black gun, no one in the hall dared to move or speak, and everyone stood there stupidly.

My mind went blank, I didn’t know what happened.

A civilian in a suit came out from behind the group of special forces.

He said with a serious face: “This is a joint operation between the Duma and the Ministry of Internal Affairs! You…come over and open the door, and everyone else is not allowed to move. If there is any movement, shoot them to death on the spot!”

Except for Ruan Dayong and the preparatory students who didn’t understand these words, everyone else could hear them clearly.

But even if Ruan Dayong and the others couldn’t understand, just looking at the situation, they stood there obediently, not daring to move.

The one pointed at by the man in the suit was the security guard.

The security raised his hands, walked to the iron fence, and opened the gate.

The group of special forces rushed in immediately and skillfully controlled the situation. A special soldier had already knocked down the security guard with a gun to the ground, took out the handcuffs around his waist and handcuffed him.

Ruan Dayong and the seniors, of course, none of them could run away. They were ordered to put their heads in their hands and squat down facing the wall.

Oh, fortunately, the seniors speak good Russian, otherwise they wouldn’t understand these commands, then I guess they would be in big trouble…

Such a situation does not just happen in this one place.

On the same day and at the same time, there were five similar bank outlets in Moscow, all of which were “mopped up” by the Duma and the Ministry of Internal Affairs.

It is a bit of a coincidence that these bank outlets are all owned by MDM Bank.

That’s the bank that Menichenko had…